Certified Housing Counselor (CHC)
Owning a home is the cornerstone of the American dream. NACCC Certified Housing Counselors use a holistic approach to help build life skills in financial management that are necessary for aspiring homeowners to achieve their homeownership goal. These skills are essential to prepare clients for purchasing a home, living in, and maintaining the home, preparing for the sale of the home, or handling foreclosure/loss mitigation.
- Type Certification
Skills
- Conflict Resolution
- Educate on Fair Housing Act
- Educate on Homebuying Process
- Foreclosure Mitigation
- Housing Affordability
- Knowledge of Government Housing Assistance Programs
- Knowledge of Housing Laws and Regulations
- Knowledge of Lending and Closing Documents
- Knowledge of Types of Mortgages
- Tenancy
- Understanding Escrow and the Closing Process
- Understanding the Foreclosure/Loss Mitigation
Earning Criteria
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Prerequisite completion of the Certified Credit Counselor or Certified Financial Health Counselor program
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Pass a 100 multiple choice proctored exam written in accordance with The Standards for Educational and PsychologicalTesting developed by The American Educational Research Association, The National Council on Measurement in Education, and The American Psychological Association.
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Certified Housing Counselors agree to abide by the NACCC Code of Ethics.