- Type Certification
- Level Foundational
- Time Months
- Cost Free
Credit Essentials Certificate
Issued by
The Risk Management Association
The RMA Credit Essentials Certificate is awarded to students who pass the Credit Essential Course exam at RMA partner universities. Earning this type of financial risk management certificate allows students to prove their commercial credit risk knowledge and skills, and to stand out among their peers when exploring the job market. Students who earn the Credit Essentials Certificate are said to have a 9–12-month advantage in experience over others at the outset of their careers.
- Type Certification
- Level Foundational
- Time Months
- Cost Free
Skills
Earning Criteria
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This semester-long, turnkey credit analysis course is a great addition to an undergraduate banking curriculum. The goal of the course it to provide a background in commercial lending concepts, and to prepare the students for the Credit Essentials Certificate exam at the end of the course. The course focuses on commercial (business) customers, developing the tools needed to determine the viability and proper loan structure for a loan request, and ending with topics for identifying problem loans.
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Pass the Credit Essentials Course exam.